Emergency fund size calculator

Work out how much to keep aside for emergencies, and how long it takes to get there.

Your figures

Monthly spending

PKR

In rupees: rent, food, bills, school fees, instalments and the rest of what you must pay each month.

Months to cover

months

How many months of spending to keep aside. Between 1 and 36.

Already set aside (optional)

PKR

Leave at 0 if you have not started.

Amount you can add each month (optional)

PKR

Leave at 0 to skip. Add a figure to see how many months it takes.

Digit grouping

1,250,000 12,50,000

This shows example figures. Change them to work out your own.

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Emergency fund size

PKR 360,000

Emergency fund size = monthly spending x months to cover.

Still to set aside = fund size - what you have already set aside (never below 0).

Time to reach it = still to set aside / amount you add each month, rounded up to a whole month.

Your spending stays about the same while you build the fund.
The fund covers 6 months of spending.
The fund is kept where you can reach it quickly, and no return is counted on it.

Results are worked out from the figures you enter and are only estimates. They are not advice.