Free money calculators

No calculator matches that. Try another word.

Popular

• Loan instalment (EMI) Find the monthly instalment and the total cost of a loan.
• Compound interest See how a sum grows when the returns are added back.
• Zakat List your assets and debts and see the amount at the stated rate.
• Retirement planner Work out the corpus you need to retire and the monthly saving that gets you there.
• Monthly investment plan (SIP) See what a fixed amount put aside every month grows to.

Budget and cash flow

• 50/30/20 budget planner Split your monthly income into needs, wants and savings.
• Emergency fund size Work out how many months of expenses to keep aside.
• Savings goal See how much to set aside each month to reach a target.
• Loan instalment (EMI) Find the monthly instalment and the total cost of a loan.
• Take-home salary and income taxSoon
• Debt payoff See how long a debt takes to clear and what an extra payment saves.
• Renting or owning a home Compare what renting and owning a home leave you out of pocket over the years.

Savings and inflation

• Compound interest See how a sum grows when the returns are added back.
• Inflation and purchasing power See what today's money will be worth in the future.
• Real return Take inflation off a return to see the real gain.
• Zakat List your assets and debts and see the amount at the stated rate.
• Retirement planner Work out the corpus you need to retire and the monthly saving that gets you there.
• Profit rate comparison Compare two profit rates after tax over the same years.
• National Savings return See the payouts and the total return of a certificate that pays its profit out.

Funds

• Monthly investment plan (SIP) See what a fixed amount put aside every month grows to.
• Lump-sum growth See what one amount grows to at a steady yearly return.
• CAGR (yearly growth rate) Turn a start value and an end value into a yearly growth rate.
• Systematic withdrawal plan (SWP) See how long a corpus lasts when you take the same amount out every month.
• SIP and SWP together Save every month for some years, then draw the corpus down. See both in one plan.
• Fund return from NAV Turn a fund's purchase and redemption prices into a return, after loads.
• Expense ratio and load impact See what a fund's costs take out of your money over the years.
• Pension scheme projection Project a pension fund built by a rising monthly contribution, and the monthly pension it could pay.
• Goal planner Find the monthly amount or the lump sum that reaches a goal after inflation.

Stocks

• Brokerage and fees See the commission and fees on a share transaction.
• Average price (cost averaging) Find the average price you paid for shares bought in several lots.
• Dividend yield and after-tax dividendSoon
• P/E and earnings yield Turn a price and earnings per share into a P/E and an earnings yield.
• Break-even after costs Find the price a share must reach before the costs of dealing are covered.
• Capital gains tax estimateSoon
• Position size and risk per trade Work out how many shares keep a loss within a share of your account.
• Risk to reward Weigh the loss if a stop is hit against the gain if the price is reached.

Analysis

• Graham number and margin of safety See Graham's rule of thumb figure and how far the price is from it.
• Pivot points Work out classic support and resistance levels from a high, a low and a close.
• Fibonacci levels Work out Fibonacci retracement and extension levels of a price swing.
• Moving average from a price list Smooth ten prices into a moving average and see how the latest compares.
• Portfolio return and XIRR Find the steady yearly rate behind what a portfolio is worth today.