National Savings return calculator

See the payouts and the total return of a certificate that pays its profit out.

Your figures

Amount put in

PKR

In rupees.

Yearly profit rate

Your own figure, from the current announcement of the scheme. This page states no rate.

Number of years

years

Between 1 and 10.

Profit paid out

How often the profit is paid to you.

Tax on the profit

The share of each payout that goes in tax. 15% is shown as an example. Check the rate that applies to you.

Digit grouping

1,250,000 12,50,000

This shows example figures. Change them to work out your own.

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Each payout after tax

PKR 7,791.67

Each payout before tax = amount x yearly rate / payouts a year.

Tax = payout x the tax rate. Each payout after tax = payout - tax.

Total profit = each payout after tax x payouts a year x years. The amount comes back at the end.

Each payout and its tax are rounded to the paisa once.

Profit of 11% a year is paid out 12 times a year. It is not added back to the amount.
Tax of 15% is taken from each payout.
The rate stays the same for the whole time. Real rates are announced from time to time.
This page makes no promise about any scheme or rate.

Results are worked out from the figures you enter and are only estimates. They are not advice.