Beating Inflation
Keep PKR 500,000 from quietly losing value, without locking away money you will need.
Who you play
Sana Farooq, 36, Islamabad
You are Sana, an office manager at a software company in Islamabad. Your take-home pay is PKR 130,000 a month and your essentials cost PKR 70,000. You live with your mother in a rented flat. For two years you have kept PKR 500,000 in one savings account.
- Monthly income
- PKR 130,000
- Your goal
- Over the next 12 months, make the profit on your PKR 500,000, after tax, beat the rise in prices. Keep PKR 140,000 reachable on any day and PKR 100,000 ready for your lease in month 6.
A look at the first step
Example onlyThis is the first decision. You cannot choose here: sign in to play it for real.
Step 1
What your statement says
Your year-end statement has arrived. Your PKR 500,000 earned PKR 25,000 in profit, PKR 5,000 of it went to tax, and you kept PKR 20,000. Over the same year, prices rose 6 percent. You decide to look at it properly. All figures here are scripted for this exercise.
Your year in numbers
Scripted scenario data, made up for this exercise. These are not today's rates.
| Item | Amount (PKR) |
|---|---|
| Balance a year ago | 500,000 |
| Profit before tax (5 percent) | 25,000 |
| Tax on the profit (20 percent) | 5,000 |
| Profit you kept | 20,000 |
| Rise in prices on PKR 500,000 (6 percent) | 30,000 |
Scripted scenario data
- Look at the balance. It grew by PKR 20,000, so you are doing fine
- Take the rise in prices away from the profit you kept
- Move everything to the highest rate you can find today
Feedback appears only after you choose, so it is not shown here.
How the paths work
- You make a choice at each step. Each choice has a fixed result, written in advance.
- Different choices lead to different next steps, so two people can have very different runs.
- This scenario has 10 steps and 5 possible endings.
- Play again to take a path you did not take. Nothing is lost by trying.
How it is scored
The score is out of 100. It describes the decisions you make inside the scenario, not a prediction for your own money.
| Part | Points |
|---|---|
| Decisions | 70 |
| Step quizzes | 15 |
| Scenario quiz | 15 |
| Grade | Label | Score |
|---|---|---|
| A | Strong | 90 and above |
| B | Solid | 80 and above |
| C | Developing | 70 and above |
| D | Needs work | 60 and above |
| Not yet | Try another path | Below 60 |
The grade judges the process you followed, such as checking costs and planning ahead. It never judges a return.