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Money basics Beginner About 30 minutes

First Salary

Make your first salary last, set some aside and pay for a wedding without borrowing.

Who you play

Hamza Raza, 24, Lahore

You are Hamza, a junior accounts executive in Lahore. Your take-home pay is PKR 85,000 a month. You share a rented flat, and nobody depends on your income.

Monthly income
PKR 85,000
Your goal
Get through your first 3 paydays with no debt, some savings set aside and your cousin's wedding paid for.

A look at the first step

Example only

This is the first decision. You cannot choose here: sign in to play it for real.

Step 1

Payday

Your first salary has arrived: PKR 85,000. Before you spend any of it, you know what this month costs. Rent, food, utilities, phone, internet and transport add up to PKR 59,000, which leaves PKR 26,000 for everything else. You also have your eye on a new phone that costs PKR 30,000. What do you do first?

Your month at a glance

The essentials are the costs you must pay every month.

Item Amount (PKR)
Take-home pay 85,000
Rent 30,000
Food and groceries 14,000
Utilities, phone and internet 9,000
Transport 6,000
Left after the essentials 26,000

Scripted scenario data

  1. Pay the bills, then save whatever is left at the end of the month
  2. Move PKR 12,000 to savings first, then pay the bills
  3. Pay PKR 30,000 for the new phone first, then pay the bills with what is left

Feedback appears only after you choose, so it is not shown here.

How the paths work

  • You make a choice at each step. Each choice has a fixed result, written in advance.
  • Different choices lead to different next steps, so two people can have very different runs.
  • This scenario has 11 steps and 6 possible endings.
  • Play again to take a path you did not take. Nothing is lost by trying.

How it is scored

The score is out of 100. It describes the decisions you make inside the scenario, not a prediction for your own money.

Part Points
Decisions 70
Step quizzes 15
Scenario quiz 15
Grade Label Score
A Strong 90 and above
B Solid 80 and above
C Developing 70 and above
D Needs work 60 and above
Not yet Try another path Below 60

The grade judges the process you followed, such as checking costs and planning ahead. It never judges a return.

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